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From life insurance to long-term care, connect with advisors who analyze your risks and recommend appropriate coverage without overselling.

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Featured Insurance & Risk Advisors

Top-rated insurance & risk advisors across the country

Michael Johnson

Johnson Wealth Advisors

4.8 (95)
Insurance & Risk
Michael Johnson
Georgia,

Fee Structure

Commission-Based

Min. Assets

No Minimum

Experience

23 years

Response Time

Same day

Certifications

CLUChFCLUTCF

Primary Focus

comprehensive financial planning

Sarah Brown

Brown Financial Group

Fiduciary
4.4 (106)
Insurance & RiskVerified
Sarah Brown
Georgia,

Fee Structure

Fee-Based

Min. Assets

$500,000

Experience

10 years

Response Time

Within 1 hour

Certifications

CLUChFCLUTCF

Primary Focus

retirement income strategies

Michael Johnson

Johnson Wealth Advisors

Fiduciary
4.8 (72)
Insurance & RiskVerified
Michael Johnson
South Carolina,

Fee Structure

Fee-Based

Min. Assets

$100,000

Experience

12 years

Response Time

Within 1 hour

Certifications

CLUChFCLUTCF

Primary Focus

comprehensive financial planning

Sarah Brown

Brown Financial Group

Fiduciary
4.4 (83)
Insurance & RiskVerified
Sarah Brown
South Carolina,

Fee Structure

Fee-Only

Min. Assets

$1,000,000

Experience

19 years

Response Time

Same day

Certifications

CLUChFCLUTCF

Primary Focus

retirement income strategies

Michael Johnson

Johnson Wealth Advisors

4.8 (95)
Insurance & Risk
Michael Johnson
Florida,

Fee Structure

Commission-Based

Min. Assets

No Minimum

Experience

23 years

Response Time

Same day

Certifications

CLUChFCLUTCF

Primary Focus

comprehensive financial planning

Sarah Brown

Brown Financial Group

Fiduciary
4.4 (106)
Insurance & RiskVerified
Sarah Brown
Florida,

Fee Structure

Fee-Based

Min. Assets

$500,000

Experience

10 years

Response Time

Within 1 hour

Certifications

CLUChFCLUTCF

Primary Focus

retirement income strategies

Choosing a Insurance & Risk Advisor: What You Need to Know

What to Look For

  • Verify fiduciary status and fee structure
  • Check relevant certifications (CFP, CFA, etc.)
  • Review client testimonials and track record
  • Compare multiple advisors before deciding
  • Confirm their specialty aligns with your needs

Typical Fee Structures

  • Fee-only: Flat fee or hourly rate
  • AUM-based: 0.5% - 1.5% of assets managed
  • Commission-based: Varies by product
  • Fee-based: Combination approach
  • Many offer free initial consultations